Whether you are shipping your vehicle or planning to drive it, it will be subject to wear and tear. Many people use enclosed trailers for added protection for their high-end cars, classic cars, or other expensive vehicles. It is a common question if enclosed trailers have insurance cover.
In this post, we’ll provide you with everything you need to know about the enclosed trailer including how much coverage it provides and what you should consider when choosing the right shipping method for your vehicle. Let us see whether enclosed trailers offer complete protection. Let us also see how to ensure your car is well-covered.
What Are Enclosed Trailers?
It’s important to know what enclosed trailers are and why they’re a popular choice for transporting valuable vehicles before delving into the coverage.
What Sets Enclosed Trailers Apart?
Some enclosed trailers are huge, enclosed carriers that protect the vehicle from elements. These truck trailer coverings protect vehicles from rain, snow, dust, dirt, debris and other harmful road elements which can cause damage while on transport.
- Enclosed trailers are mostly used for transporting luxury, vintage cars and sports cars.
- The first advantage of an enclosed trailer is that it fully covers your vehicle so it is protect from the weather and other roadway debris.
When shipping a vehicle, many car owners think that being topped up with insurance implies full coverage for the vehicle. But is that in fact true?
Understanding Coverage for Enclosed Trailers
While enclosed trailers provide excellent physical protection, it’s important to know that “fully covered” doesn’t often apply. Here’s what the coverage looks like in full.
Standard Insurance Coverage
When you book a transport service on an enclosed trailer, the company generally offers insurance on your vehicle. This is to protect your vehicle from any accidents, damages or theft. Still, the coverage does not mean “full coverage” in the sense you might think.
- Many transport companies offer liability coverage for damage caused by accidents or mishaps during transit. Usually, this will protect against major damage or accidents but not smaller cosmetic damage.
- Your vehicle is cover under a proper cargo insurance for any damage or theft while it is in transit. Even so, wear and tear or damage caused by mechanical failure covered.
Make sure to check with the transporter how much insurance they provide. Get familiar with the exclusions and limits of their policy as some minor damage is not cover.
Optional Additional Coverage
It would be wise to buy extra cover for vehicles needing additional protection or high-value cars. Transport companies provide a lot of coverage options to help ease your mind, Expedite Car Shipping.
- Full coverage insurance purchased for a more inclusive policy that covers almost anything that could happen, including minor cosmetic damage incurred during transport.
- Some insurers offer customised insurance on luxury or classic vehicles which are higher in value than standard-car insurance.
Prior to shipping your vehicle, inquire with your transporter about the following insurance options. If your vehicle is more expensive, it can be worth having these added protections.
Factors That May Affect Coverage
Even if enclosed trailers provide an added level of protection, there are still many things that can affect how much coverage your car receives. Consider these important things.
Transporter’s Reputation and Insurance Policy
Not all transporters are the same, and their respective insurance policies are no exception. Pick a transport company with a good reputation. Check if they have a full insurance policy, so your interests are cover. You should always demand proof of insurance and inspect their terms carefully.
Type of Damage and Exclusions
Insured vehicles in enclose trailers are often not insure for all damages. As an example.
- Shipping companies responsible for damages caused by shipping but not natural damages such as your car’s natural wear and tear.
- This means that they won’t be responsible for fixing damage that was already there before the transporter touched your car, in other words, you can’t sue the transporter for that damage.
Ensure you take pictures of your vehicle prior to shipping, and ask your shipping company for a pre-shipment inspection. To safeguard yourself in the event of damage occurring, taking pictures of your vehicle or videos of your vehicle comes in handy.
Length and Route of the Transport
The coverage offered by the transporter might depend on your shipment’s distance or the route taken. When a shipment is long-distance or involves particularly hazardous weather conditions, the risk of damage is elevate. Never fail to ask the transporter if there is any risk that may cause damage to your vehicle and that whether your insurance will cover it.
How to Ensure Your Car Is Fully Covered in an Enclosed Trailer
To keep your car totally covered during transport, consider the following steps.
Ask About the Insurance Details
Inquire about the insurance before you book any transport with them. Ensure you know what is covered and what is not Request a duplicate of the policy, or terms and conditions to check for any exclusions or limits.
Purchase Additional Insurance if Necessary
You should consider purchasing extra insurance if you’re transporting a high-value vehicle. Supplemental coverage ensures that your vehicle is fully protect. It can be beneficial in case of small damages that might covered by your policy.
Choose a Reliable Transporter
Choose a reliable auto transport company with a proven record of using enclosed trailers. An ever-reliable business such as Expedite Car Shipping.
Your car safely secured and shielded at all times. They will help you with the insurance to ensure your car is cover.
Is Your Vehicle Fully Covered in an Enclosed Trailer?
Enclosed trailers protect your vehicle from the rain, the snow, and all other elements. While they provide better protection, the term fully covered is decide by the transporter insurance policy. It’s important to check the insurance coverage provided and ask about extra coverage. You can also buy extra coverage.
If you follow all these steps and engage a reputable transporter such as Expedite Car Shipping, your vehicle will be completely safe during its transportation.
To learn more about enclosed trailer shipping and you can also book a transport with full coverage, see Expedite Car Shipping. Your car ship to its final destination, thanks to the six step process offered by their team.
